Apply in minutes
Download the app, verify your ID with a quick selfie, and get a decision fast.
Buy now, pay later
Your Purchases.Your Payment Plan.
With Lucid you can shop easily and split your purchases into monthly payments — interest-free, with one transparent fee.
Purchasing power10,500 EGP
Next payment1,200 EGP
Available at100+ merchants
FlexibleUp to 5 instalments
Simple by design
Get started in three steps
From download to checkout in minutes — no paperwork, no waiting.
Get your limit
See your purchasing power instantly and shop across 100+ stores.
Pay in instalments
Split your purchase over up to 5 months — interest-free, with one clear fee.
Lucid Credit
Get yourPurchasing Powertoday!
You have the freedom to split any purchase your way — interest-free, with one transparent fee, all from the Lucid app.
Easy way tomanageyour money
Get startedLucid Mobile
Buy a Samsung phone now.Pay later.
Take home the latest Samsung Galaxy and spread the cost over easy monthly instalments — all managed in the Lucid app.
- Latest Samsung GalaxyPick the phone you want and take it home today.
- Split it monthlySpread the cost over easy monthly instalments — interest-free.
- Managed in the appTrack payments and pay anytime from the Lucid app.
Why use Lucid?
Enjoy secure shopping, fast checkouts, and seamless payments.
Fast & easy
Our onboarding process is fully digital and designed to be fast and easy. During working hours, you’ll receive a decision in under 10 minutes.
Transparent
No hidden fees. See your total payments and fees before you commit.
Inclusive
No bank account or credit card needed. Open to everyone in Egypt to apply, including students.
Hear Our Users Feedback
Join thousands of shoppers paying their way with Lucid. Here’s what they say about the app and how it works.
Sara H.Lucid user
I split my new laptop into easy monthly payments — interest-free, with one clear fee. Nothing hidden, exactly what I saw at checkout.
Mohamed K.Lucid user
Got approved in minutes with no bank account. I shopped at my favourite stores and paid back over a few months with zero stress.
Ahmed M.Lucid user
The app keeps everything clear: my next payment, the due date and the total. I always know exactly what I owe.
Nour A.Student
As a student with no credit card, Lucid let me buy what I needed and pay in small monthly amounts. Super simple.
Mohamed K.Lucid user
One transparent fee shown upfront — no surprises when the bill comes. The whole thing just feels honest.
Sara H.Lucid user
Shopping across so many stores and splitting the cost into monthly payments is the easiest thing ever.
Ahmed M.Lucid user
Bought the latest Samsung through Lucid Mobile and paid it monthly. Smooth from start to finish.
Nour A.Student
Setting up took minutes and my limit grows as I pay on time. Exactly what I needed as a student.
For everyone
Built for every age and every walk of life
Students, families, professionals or first-time shoppers — Lucid fits everyone. No credit card, no complicated paperwork, just a simple way to split what you buy into easy monthly payments.
- Students with no credit history
- Families managing a monthly budget
- Professionals who want flexibility
FAQ
Frequently asked questions
Everything you need to know about Lucid.
Lucid is a buy-now-pay-later app that lets you split your purchases into easy monthly instalments — interest-free, with one transparent fee.
Lucid currently serves Cairo, Giza and Alexandria, with more cities on the way.
No. You don't need a credit card — just the Lucid app and a quick ID verification.
You can split your purchase over up to 5 monthly instalments.
Lucid is interest-free. You pay one transparent fee that's shown upfront. A late-payment fee applies only if you miss a scheduled payment.
Across 100+ merchants and 500+ stores, plus the latest Samsung phones through Lucid Mobile.
Download the Lucid app — it's free
Shop now and pay later across 100+ stores. Split any purchase into easy monthly payments — interest-free, with one transparent fee.
